# Can I buy ADA with fiat currancy without using an exchange?

**URL:** <https://forum.cardano.org/t/can-i-buy-ada-with-fiat-currancy-without-using-an-exchange/66737>\
**Category:** Native Tokens\
**Tags:** cardano\
**Created:** [12 July 2021 07:20 UTC](https://forum.cardano.org/t/can-i-buy-ada-with-fiat-currancy-without-using-an-exchange/66737 "2021-07-12T07:20:21Z")\
**Posts on this page:** 1\
**Showing post:** 3

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**Author:** ![COSDpool](https://sea1.discourse-cdn.com/flex023/user_avatar/forum.cardano.org/cosdpool/32/21482_2.png) [@COSDpool](https://forum.cardano.org/u/COSDpool)\
**Post date:** [12 July 2021 08:14 UTC](https://forum.cardano.org/t/can-i-buy-ada-with-fiat-currancy-without-using-an-exchange/66737/3 "2021-07-12T08:14:05Z")

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Also there is an automated way of doing the P2P fiat transaction, at lower but still significant markup: the Bisq DAO as a starting point, which is able to assure crypto buying with fiat based on an amount of Bitcoin kept in your account as collateral for all further transactions. Not much liquidity there (leading to a wide “spread” & further markup), mainly in Bitcoin with a bit of Monero, but then you can swap for ADA with a not-too-centralised & no-KYC service like Changelly (basic, not Pro):

> [@How to get ADA without track, KYC, credic cart, etc?](https://forum.cardano.org/t/how-to-get-ada-without-track-kyc-credic-cart-etc/57700/2):
>
> Or buy the BTC on Bisq and then bounce to Changelly for the ADA conversion (no KYC there for crypto-to-crypto): [https://changelly.com](https://changelly.com) High fees for two BTC transactions I would think; one reason why in the meantime the whole world should be clamouring for Cardano to be listed here (as I see it they’re waiting for the Cardano protocols to stabilise): [Dexstats Dashboard - AtomicDEX Supported Coins and Tokens](https://dexstats.info/coins.php) … after which it will be exchangeable here: [https://atomicdex.io/](https://atomicdex.io/)

> **[Bisq - A decentralized bitcoin exchange network](https://bisq.network/)**
>
> Bisq is an open-source desktop application that allows you to buy and sell bitcoin in exchange for national currencies, or alternative cryptocurrencies.

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