The Yoroi UI is behaving differently after the Total Rewards issue was fixed. I added the Sept.27 reward to my spreadsheet - and total matches the UI. But if I subtract this total from the Total ADA, the initial staked amount is 0.172761 less than it was before the Total Rewards issue was fixed.
I also changed delegating from DIGI4 to ELITE. Is there a charge for changing?
Yes. Changing to a different pool is considered a transaction and 
0.172761 does seem like a transaction fee.
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OK, thanks.