What are the steps of creating solution for ADA like PlasmaPay?

I really would like to see international adoption of ADA but I’m missing a simple solution for no-coiners that would allow to just use their card to instantly buy and pay with ada (only similar solution I’ve seen is plasma pay, I do not endorse it just putting it as an example)

So how we as a community (me/you as a member) can drive the creation of such solution? Create a project proposal on Catalyst? Find developers interested in it first?

Could you help me understand the framework of steps necessary for evolving new possibilities for Cardano :slight_smile: