ApplyTxError [LedgerFailure (UtxowFailure (MissingVKeyWitnessesUTXOW))]

MissingVKeyWitnessesUTXOW means one or more of the required private keys didn’t sign.

The utxo you are querying is payment-source.addr and the build transaction is being funding by with “payment-source.addr” - these are consistent, but the transaction is being singed with payment.skey

Do you have a payment-source.skey you can sign the transaction with?

This transaction should fail:

also, be extra careful to avoid repeating any steps where you may accidentally overwrite existing keys

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