Concerns about the “Liquidity Supply” Proposal (5 Integrated Categories)

:one: Governance, Oversight & Legal Fragility

“Funding the cargo before the ship is built.” — DucTiger
“Promises of governance after approval violate fiduciary duty.” — Khale

Core Issue:
The proposal entrusts ₳50M of public treasury funds to an under-defined governance structure.
Accountability, legal clarity, and oversight mechanisms are all missing or deferred.

Key Points:

  • The tDAO (oversight DAO) is not yet formed and has no legal entity or operational model.
  • 9-person multisig committee concentrates control; unelected, partly conflicted, and opaque.
  • No formal reporting, audit, or fiduciary framework.
  • No Conflict-of-Interest (COI) rules or mandatory recusal policy.
  • “Legal structure to follow” is backward sequencing — legality must precede funding.
  • Jurisdictional and regulatory exposure unaddressed (risk of asset freezes, liability).
  • Constitutional fairness risk: treasury governance must remain neutral and transparent.

:puzzle_piece: Merged from old Category 2 (“Governance & Execution Failures”) + DRep legal/oversight concerns.
→ Defines governance, legal, and compliance risks as one integrated foundation issue.


:two: Scale, Risk Management & Treasury Stewardship

“Right idea, wrong scale.” — Maureen
“No professional investment policy or drawdown rules.” — Khale

Core Issue:
The requested ₳50M is disproportionately large and lacks safeguards or structured deployment.
Risk and return are misaligned with responsible treasury management.

Key Points:

  • ₳50M (~3–14% of treasury) is too large for a first-cycle initiative.
  • No staged deployment or milestone-based tranches.
  • Consumes Net Change Limit (NCL) early, reducing treasury flexibility.
  • 4% yield target too low for the risk assumed.
  • No investment or risk policy (caps, diversification, counterparty limits, drawdowns).
  • No KPIs, clawbacks, or sunset clause for fund reevaluation.
  • Premature for Year 1 of Minimum Viable Governance (MVG).

:puzzle_piece: Expanded from the financial aspects of Category 2, plus brock, MREDGARCROSS, and InputEndorsers’ critiques.
→ Focused purely on financial prudence and treasury risk policy.


:three: Market Structure, Fairness & Competitive Distortion

“Liquidity alone doesn’t create utility.” — Khale
“Entrenches incumbents, blocks smaller DEXes.” — multiple DReps

Core Issue:
The proposal risks entrenching incumbents (Minswap, Snek) and undermining open competition,
contradicting treasury neutrality and ecosystem fairness.

Key Points:

  • Concentrates liquidity in 1–2 DEXes → de facto oligopoly.
  • Favors incumbents and excludes smaller/newer players (VyFi, CSWAP, etc.).
  • Fee competition disappears under 1-year lock → monopoly risk.
  • High trading fees (Splash 1%, Minswap 0.75%, Sundae 0.6%) remain unaddressed.
  • DEX-only TVL ≠ usable liquidity without CEX/MM depth.
  • Protocol selection criteria opaque and subject to discretion.
  • Perceived favoritism erodes trust in treasury impartiality.

:puzzle_piece: Based on original Category 1 (“Market Structure & Distortion”) plus fairness concerns raised by Victor, brock, and Maureen.


:four: Market Impact, Optics & Ecosystem Trust

“Looks like an insider subsidy.” — InputEndorsers
“External optics could damage Cardano’s credibility.” — brock

Core Issue:
The proposal carries negative optics — internally as favoritism and externally as reckless subsidy —
potentially harming community morale and Cardano’s public credibility.

Key Points:

  • Sell pressure and front-running risk when converting large ADA to stablecoins.
  • Appears as insider favoritism or subsidy to select projects.
  • Excluded protocols may lose token value and motivation.
  • Public perception of bias damages Cardano’s neutral image.
  • Path dependency: once entrenched, allocations are hard to reverse.
  • No ecosystem-wide impact analysis provided.

:puzzle_piece: Refines Category 3 (“Market Impact & Trust Erosion”) with DRep emphasis on perception, fairness, and community trust.


:five: Staking Rewards & Hidden Subsidy Dynamics

“Staking rewards become a permanent hidden subsidy to incumbents.” — multiple DReps

Core Issue:
Liquidity funds delegated to DEX pools would generate staking rewards for those operators,
creating an unintended, permanent subsidy loop favoring incumbents.

Key Points:

  • ₳25–40M delegation yields ~40k–50k ADA per month in staking rewards.
  • Rewards flow to DEX operators, not back to the treasury.
  • Funds could be used to hire devs, incentivize LPs, or reward insiders.
  • Perpetuates unfair advantage and reduces competition.
  • Treasury capital becomes a self-reinforcing subsidy mechanism.

:puzzle_piece: Preserved from original Category 4 (“Staking Rewards Distortion”) as a unique structural concern.


:receipt: Summary Table

# Category Focus Representative DReps Type
1 Governance, Oversight & Legal Fragility Institutional readiness, COI, legal setup Khale, TriangleForces, DucTiger, InputEndorsers Governance/Legal
2 Scale, Risk Management & Treasury Stewardship Size, risk control, ROI alignment Maureen, brock, MREDGARCROSS Financial/Policy
3 Market Structure, Fairness & Competitive Distortion Oligopoly risk, fairness, selection bias Victor.Villagomez, brock Economic/Structural
4 Market Impact, Optics & Ecosystem Trust Reputation, community morale, optics InputEndorsers, Maureen, brock Social/Perception
5 Staking Rewards & Hidden Subsidy Dynamics Delegation rewards creating long-term bias Multiple DReps Structural/Operational

:brain: Final Synthesis

This 5-category framework captures the two major axes of DRep criticism:

  • Institutional/Structural Risks → (#1 & #2): weak governance and financial overreach.
  • Market/Systemic Risks → (#3, #4, #5): distortion of fairness, trust, and long-term neutrality.

Consensus Summary:
“The direction is right — Cardano needs liquidity — but the structure, legality, and timing are wrong.”

In short, the DReps’ collective NO vote was not against the goal,
but a call for redesigning the governance, legal, and competitive foundations
before deploying large-scale treasury funds.

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