Default GUI for smart contracts in wallet

Question: Is plutus playground simulation reflecting how we will be able to interact with smart contracts from a basic wallet? Or is that just a testing/debugging tool?

If yes then it’s super cool.

If no then we would need something similar tool in wallets where we can select the functions of the smart contracts and interact with the parameters from a menu (at least for the most commonly used types, like selecting token type and amount). It would make unnecessary to develop custom layer two front ends to simpler blockchain services and the whole ecosystem would be more simple, intuitive and secure.

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Not really, the user interaction will happen via PAB checkout What is the PAB? — The Plutus Platform and Marlowe 1.0.0 documentation