I have been a kiva.org user for some years now
Many of my loans goes to people who wants to buy small things.
A cow to get some milk (and meat in the end)
Some furniture for a bar etc
Repair a car so the business can continue or expand
Inventory for a mini store (rice, can food etc)
A sewing machine etc etc.
And i suppose that many of the people i lend out money to don’t have much of an identification more then they are “known in the community” or such. Perhaps many that would need a loan don’t have enough criteria to even get a loan on Kiva thru their Field partner because no one knows them and no other identity.
So i was looking at Atala PRISM that is part of the Cardano ecosystem. And i think they could perhaps make some arrangement to an co-operation with Kiva.org and it’s Field partners.