Hi @NoelCresencio I was confusing wallet marketing with currency marketing. The simple 
Ada accepted here approach satisfies my concerns about mainstream scale-ability.
In the future, I’m most likely to have my crypto wallet with Fidelity or some other mainstream financial services provider and not necessary use Daedalus. In fact, why is the Cardano Foundation even investing in a wallet? It seems like the foundation should just being using IOHK to build APIs that other wallets like MyCrypto MetaMask can integrate.